Buying Services for Invermere Home Buyers

 

Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

Buying a home can be an overwhelming experience, so I suggest taking a few minutes to think about what sort of property you would like.  Here are a few important questions to consider:

  • Where do I want to live? Invermere... Windermere... Radium... Edgewater... Fairmont... Canal Flats...
  • How much should I expect to spend on purchasing a home? Have you been pre-approved?
  • Are schools a factor?
  • Do I want an older home or a new one?
  • What style of home do I prefer? ranch, split-level, multi-level, town home, condo, multi-family, bungalow, other
  • How much renovation and remodeling am I willing to do?
  • Do I have special physical requirements, such as wheel chair access?
  • Do I have pets to consider? Some strata's and communities have pet restrictions...
  • What sort of lot would I like? small yard, large yard, fenced, garage, patio/deck, other buildings
  • How many bedrooms do I need? How many would I like to have?
  • How many bathrooms do I need? How many would I like to have?
  • How big a house do I want? How many rooms? How many square feet?
  • What features are important? air conditioning, carpeting, ceramic tile floors, hardwood floors, eat-in kitchen, separate dining room, formal living room, family room, den, library, basement, separate laundry room, fireplace, workshop, other

Another tip is to find out about your mortgage options before you start looking. There's nothing more frustrating that falling in love with a home, only to find out you can’t afford it.  Pre-qualifying for a mortgage is the best way to find out how much you can afford. Your financial institution will look at your income, expenses and debt to determine how much they will lend you. Combine that amount with the money you have for a down payment, and that’s your budget.  The more prepared you are as you start looking for a new home, the easier and more enjoyable the process will be! For a quick way to estimate how much you can afford, please visit our calculator page.

Charlotte and Vivian will take you through the planning process step-by-step, to help you determine which home is right for you.  We will also aid in viewing homes, writing/presenting/negotiating the offer, the closing details and finally moving into your home.

Contact us if you have any questions about buying a home in Invermere or elsewhere in British Columbia.



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